* Includes long term debt with remaining
loan life of less than a year to maturity.
 
The Group has actively built up sufficient cash reserves and credit lines to enable it to meet its short term debt obligations, support its refinancing needs and effectively react to opportunistic investments. Additionally, the Group reviews its loan profile closely so as to diversify the refinancing risks. In reviewing the maturity profile of its loan portfolio, the Group also took into account any divestment or investment plans and the prevailing credit market situations.
 
 
 
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